PERSPECTIVE
Free ESL Conversation Resource · The End of Cash?

End of Cash ESL Discussion Questions

15 conversation questions about cashless payments, privacy, access, trust and what we might lose when money goes fully digital.
A1–A2 BeginnerB1–B2 IntermediateC1–C2 Advanced

Use these end of cash ESL discussion questions for pair work, small-group speaking or whole-class conversation. Choose the level that fits your learners, or move through all three sections as the questions become more challenging.

A

Beginner · A1–A2

Start the conversation

  1. 01

    Is there cash in your pocket right now? How much?

  2. 02

    Has a shop ever said no to your card or your cash?

  3. 03

    Why do some people still prefer cash?

  4. 04

    Should a shop be allowed to say no to cash?

  5. 05

    Is it good that the bank can see everything you buy?

B

Intermediate · B1–B2

Explore the issue

  1. 01

    Do you carry cash with you? Why or why not?

  2. 02

    Has the way you pay for things changed in recent years?

  3. 03

    Why do you think some people still prefer cash to cards?

  4. 04

    Should shops be allowed to refuse cash? Why or why not?

  5. 05

    Would you trust a completely cashless world? Why or why not?

If cash disappears, what freedom disappears with it?

One topic. Three levels. Countless perspectives.
C

Advanced · C1–C2

Challenge the idea

  1. 01

    Do you spend differently with cash than with a card? Why might that be?

  2. 02

    Who should decide when a country stops using cash?

  3. 03

    Why might “nothing to hide” be a weak argument for giving up privacy?

  4. 04

    Should shops be allowed to refuse cash, or is that a form of exclusion?

  5. 05

    Is a fully traceable economy a fairer one, or just a more controlled one?

Push the discussion further.Explore the C1–C2 End of Cash lesson →
Perspective English · Complete lessons

Turn the discussion into a full lesson.

Continue with the complete End of Cash lesson at the level your class needs. Perspective lessons combine reading, vocabulary, discussion and deeper speaking tasks around one conversation-worthy topic.